Instant payments

at your fingertips.

Make instant payments with your fingerprint,
send Xzerra Cash to your buddies or children in school to spend and more!

Payments have never been easier

We get you there in 3 easy steps.

Sign up

Download our App and get yourself a Xzerra account.

Top up

Use Mobile Money or Debit/Credit Card to Top up your Xzerra wallet.

Get your Xzerra ID

Visit our merchant networks to link your fingerprint to your Xzerra wallet. That 's it.
You 're all set!

No Smartphone?
No problem. COMING SOON

Whether you’re a student or using a kabiliti, our Xzeus Accounts allow you to enjoy fast, secure payments using your fingerprint.

No Numbers, No Emails. Just your name to create one.

Start accepting payments with Xzerra at no cost πŸš€

Are you a business? We provide you a FREE Payment Terminal to start accepting Xzerra payments in no time.

FAQs

What is Xzerra?

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Xzerra (pronounced as 'Zera ' ) is a payment service that enables you to pay with your fingerprint.

How does Xzerra work?

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Xzerra works by linking your fingerprint (Xzerra ID) to your Xzerra wallet. This is done in 3 easy steps.
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‍ Step 1
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Download our app from App Store/Play Store.

‍ Step 2
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Top up your Xzerra wallet using Mobile Money carrier or Debit/Credit Card.

‍ Step 3
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Visit any of our merchant partners and request to sign up for your Xzerra ID. This is the part you link your fingerprint to your wallet. You can find the Self-Service Guide in your App settings.

Is Xzerra available on Android and iOS?

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Currently on iOS, Android coming soon.

Is Xzerra safe to use?

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Absolutely! Your fingerprints are encrypted to ensure maximum security.

Where can I use Xzerra?

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You can find a list of our Merchant partners in your Xzerra app by 'Tapping on the Location Icon ' at the bottom right where you will find their location details and more.

Please note that the list will be subject to change.

How do I pay with Xzerra?

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Watch our video guide illustrating that here

What is a Xzerra ID?

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A Xzerra ID is the fingerprint associated with your Xzerra account.

What is a Xzerra Code?

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Xzerra Codes are 5 unique mixed-characters that act as your secret key to your Xzerra account.

What is a Xzerra Code used for?

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Your Xzerra Code can be used in various ways for example:
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‍ First scenario: Signing up for Xzerra ID
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When signing up for your Xzerra ID, the first thing you input in the Self-Service app is your Xzerra Code to verify and validate your request to avoid fingerprint duplications in our system.

‍ Second scenario: Second payment option
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In the rare case your fingerprint fails, your Xzerra Code will be the one you use to complete the payment.

Please don 't share your Xzerra Code.

Can I still pay with Xzerra when my phone is off or not with me?

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Sure, you don 't need to be with your phone to pay with Xzerra. All your transactions are stored on your account to view at your convenience anytime anywhere.

Will my fingerprint still work if it has a few scratches?

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Yes, our devices will still be able to recognise your fingerprint.

How many fingerprints can I register with?

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You can only register with one fingerprint and we highly recommend you register with your right or left thumb.

Do I have to register every time to use my fingerprint in different stores?

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No. Signing up for your Xzerra ID is a one-time registration.

What if my fingerprint fails?

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First ensure your fingerprint is not wet, dusty or covered otherwise, it will fail.
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In the rare case our devices fail to recognise your fingerprint, you will be defaulted to use your Xzerra Code which can be found in your application to complete the payment.

Please note: This feature is not yet available.

Do I need an Internet connection to use Xzerra?

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Yes, you will need an Internet connection to be able to view your real-time transactions and also make Top up requests using your Mobile Money or Debit/Credit Card.

Still have questions? Email us at hello@paywithxzerra.com

Go Ahead, Try It!

The future of payments awaits you.